I mocked it.
I discovered that friends whose judgment I respect have been members for quite a while and enjoy it a lot.
I love me some Disney.
I find the economics of DVC to be, to put it gently, impenetrable.
If I buy at all, it'll either be after the BLT (Contemporary Resort DVC tower, Bay Lake Tower) goes on sale or bought resale because why pay full price?
Now, I knew there were incentives being offered. Some of these incentives were oriented towards people who wanted to finance (which I would never, ever do), in particular, cash back that can applied towards the balance owing, but NOT towards the 10% down payment. This lovely lady, in addition to calling to make sure I'd received the rather shockingly expensive looking marketing volume she sent me, wanted to make sure I knew the latest incentive: the cash back can now be applied towards the down payment.
I smell desperation. *chortle*